Indira Housing Scheme (Indira Awas Yojana / IAY)After the partition in India a housing program for the rehabilitation of refugee through the refugee resettlement ministry created which lasted until 1960 under which primarily 5 lakh families were settled in different centers located in northern India. Located approximately five lakh families were settled in different centers. For human living accommodation is one of the basic requirements. To provide housing for the ordinary citizen it is important to economic security and social prestige. A homeless shelter when a person comes into being and social change, and thus becomes his identity, he is soon joined by their social environment.
In the first 25 years after independence, the government never seriously and ignored the problem of rural housing. After the partition of a housing program for the rehabilitation of refugee resettlement ministry was created by the refugees lasted until 1960, under which mainly northern India, nearly 5 million families were settled in different centers. Located approximately 5 million families were settled in different centers. As a part of the community development movement in a rural housing scheme was launched in 1957, under which mainly located in northern India about 5 million families were settled in different centers. As part of the community development movement in the rural housing scheme was launched in 1957, under which every individual and corporative housing loan was given with maximum amount of Rs. 5000.
Introduction of Indira Awas Yojana
However under this scheme by the end of the 5th Plan (1980) only 67000 houses were built. Estimates of 1972-73 limited his 37th Lok Sabha was mentioned in the report “The Committee is sorry to hear that 83 of India's population lives in villages, however, the rural population is poor and nearly 73 lives in crude structures, yet The government ignored the rural housing is a serious problem.” Then the Government took some steps to build housing and help plan which includes the fourth-run scheme began as a central plan and that the NDC on the recommendation from 1974 was transferred to the territory.
Indira Awas Yojana is the origin of the rural employment programs, which began in early 1980. Starting in 1980, the National Rural Employment Krycmr and starting in 1983, the main activities of the Rural Landless Employment Guarantee Programme were an activity to build houses. However, States had no consistent policy for rural housing. Some States, such as the national rural employment programme-rural landless employment guarantee program funds approved to give a portion of construction costs and the balance of your savings or by the beneficiaries themselves have been achieved is the loans. In contrast to other states to spend the whole completion of the approved funds for NREP / RLEJP.
Some states only approved the repair of houses. The Finance Minister announced in June 1985 in which a portion of the funds of the Rural Landless Employment Guarantee Programme for scheduled caste / scheduled tribe (SC / ST) and free Bndhuwa to build houses for the workers excluded. This resulted in the rural landless employment guarantee programs announcement of a sub-scheme room Indira housing scheme was began in April 1985-86, which were continued as a sub-scheme in 1989 of Jawahar rojgar yojana.
The jawahar employment scheme was allocated for 6% fund for the implementation of indira awas yojana. In year of 1993-94 by increasing the area of indira housing scheme the peoples living below the poverty line in rural (non-scheduled caste / scheduled tribe) was also included and for the implementation of the scheme national fund allocation plan under the Jawaharlal employment increased from 6% to 10% but the condition was that the non-sc / st given poor employment benefit under the Jawaharlal employment scheme allocation does not exceed from 4%. Indira Awas Yojana separated from January 1, 1996 has been a plan.
The main purpose and object of this indira awas yojana scheme is to provide the help for building house for scheduled caste / scheduled tribe (SC / ST) and free bandhuwa workers and to grant the fund facility for the peoples living under the below poverty line as non-scheduled caste / scheduled tribe (SC / ST).
Purpose of Indira Awas Yojana Scheme
The target group of houses under the Indira Awas Yojana in rural areas living below the poverty line for SC / ST and freed bonded labor class people And non-tribal people for the financial year but provided that they receive the benefits under the Indira Awas Yojana to be no more than 40% of the total allocation.
Targeted Group under Indira Housing Scheme
From the year of 1995-96 the indira awas yojana benefits are also given to the ex-army, widows of army persons, working in defense personnel or their relatives without considering their income criteria have been applies with conditions:
Ø They are living in the rural / village side area.
Ø They have not been included in any other rehabilitation scheme under the central government or state government.
Ø They are homeless or need to shelter them or improve their housing needs. Other ex-servicemen and retired members of paramilitary forces should be given priority if they meet the conditions of eligibility Indira habitat plans are common and are not covered under any other rehabilitation plan. Ex-soldiers, paramilitary forces and their dependents and priority in terms of allocation of houses non-SC / ST beneficiaries shall be 40 for the allocation of the houses.
3% funds have been set for the disabled persons living below of poverty line. Under the indira awas scheme the disabled peoples living under the poverty level 3% horizontal reservation is given i.e. for sc / st and other categories will be covered under section invalidity.
The district rural development agencies / district councils allocate and set goals that are bases on a scheme to be made will determine the number of house that panchayat wise for which the information will be given to the gram panchayat. Thereafter, the Village Council in accordance with the priorities set by the Indira Awas Yojana guidelines allocated from the list of eligible households will choose goals beneficiaries. It will not require the approval of the Panchayat Samiti. However, a list of beneficiaries elected Panchayat Committee should send the information.
Selection of Beneficiaries for Indira Housing Scheme
Below the poverty line in the target group of the order of priority for the selection of beneficiaries are as follows: -
Priority in Selection of Beneficiaries for Yojana
Ø Free bounded labour / mukt bandhwa Majdoor
Ø Scheduled caste / scheduled tribe (SC / ST) persecution suffered.
Ø SC / ST whose family head is widows and unmarried woman
Ø Scheduled caste / scheduled tribe families who are suffering from natural disasters, flood, fire, earthquakes, cyclone etc.
Ø Scheduled caste / scheduled tribe other families
Ø Non scheduled caste / scheduled tribe (NON-SC / ST)
Ø Physically disabled person / physically handicapped category (PH)
Ø Defense employees died in war, Paramilitary widows / family.
Ø Displacement due to development projects, nomadic, semi-nomadic and tribal denominated, disabled family members and internal refugees, families living below the poverty line.
The allocation of houses beneficiary should be named of female member of the family. Alternatively it can be assigned the name of both husband and wife.
Allotment of Houses under Indira Awas Yojana
Location of IAY Houses –
Generally under the IAY houses to be built on private plots in the village or townships and these houses can be made as groups or small colony so that the internal roads, drains, water supply etc and other common facilities to facilitate the development framework. It should also be noted that always near houses under the Indira Awas Yojana not be so far away that security, proximity to the workplace and to ensure social contact.
Ceiling of Help to Build Houses –
Help build this time limit under the Indira Awas Yojana is as follows: -
|Hilly / Difficult Terrain
|Clean toilets and construction of houses, including smoke-free hearth
|Rs. 17,500 / -
|Rs. 19,500 / -
|Structure and general costs of facilities
|Rs. 2,500 / -
|Rs. 2,500 / -
|Rs. 20,000 / -
|Rs. 22,000 / -
The beneficiary must be given to the construction of their house if the houses group / small town infrastructure and the general features cost is Rs. 2,5000/-.
Construction of houses from the beginning should be the beneficiaries themselves. Beneficiary can build their own arrangements. They also can put own skilled workers and can also contribute family labor. Beneficiaries will complete freedom in relation to the construction of houses as it is his own. This will reduce costs, construction will be of good quality, satisfaction of beneficiaries and they will accept the house easily. Thus the beneficiaries will won the responsibility of proper construction of houses. To coordinate the work of a committee of beneficiaries should be made.
Beneficiary Participation in Indira Awas Yojana
Any contractor in the constructions of houses under the indira awas yojana is not allowed. In any case of the contractors building comes through the government shall have the right to the state for the indira awas yojana houses may cancel the allotment. Houses should not be made by a government department. But the government department or organization wanting to beneficiaries or they can give technical support, integrated supply of raw materials such as iron, cement or brick can arrange. IAY houses should not by any external agency, but by contrast, must be the original owner of the apartment building houses.
Contractor or Departmental Ban on Building under Scheme
To determine the technical specifications developed by various institutions of local materials and effective technologies try to use as much as possible should be increased. Implementing Agency innovative technologies, materials, designs and various organizations / institutions should contact the sustainable and affordable housing to assist beneficiaries. State governments also block / district level, economical and environmentally friendly technologies, materials, designs, etc. can be arranged to provide the information. Massive brick, cement and iron should be denied the use of technology. Headline lime locally made possible instead of cement should be used. Instead of buying bricks the beneficiaries should be used the own made bricks to decrease the cost and to get the better wages and employment.
Appropriate Construction, Technology and Local Materials in IAY
Indira Awas Yojana layout of houses, should not determine the size and type of design, rather than the total area of the house is about 20 sqm. The design of houses will be according to the beneficiaries in which the environmental condition, appropriate place, kitchen, ventilation, toilet facility, smokeless stove and community perceptions, attitudes and cultural attitudes have been taken into account etc required to provide. The variety of designs should not be imposed on beneficiaries.
House Design for Indira Housing Scheme
For the disabled person the concept of apartment houses should be followed created enables seamless mobility in the house easier. However, the design of the house as possible beneficiary must meet the professional requirements. Fire, flood, cyclone, earthquake, etc. the frequency of natural disasters in the disaster areas - should be encouraged to design resistant properties.
Fuel efficient stoves have been developed and are being built at many places. Non - Conventional Energy Sources Ministry is promoting the establishment of such stoves. It should be ensured under the Indira Awas Yojana created a fuel efficient stove is provided in each apartment.
Fuel Efficient Stove for IAY
Indira Awas Yojana run by the responsible agencies should ensure the availability of drinking water. Where necessary, rural water supply or other similar work at the site of the funds available under the program before the start should be a hand pump.
Drinking Water Supply under Scheme
Clean the toilet is an integral part of building the Indira Awas Yojana. However, in most cases it is seen that in either of these houses were not built or designed to clean toilets by the beneficiaries are not being used correctly. Hygiene measures Government attached great importance to the construction of sanitary latrines and clean toilets this reason IAY houses should be an integral part of the mind. The clearance should be arranged so that houses the kitchen, bathroom, etc. to prevent the spread of water.
Sanitation and Clean Toilets in Scheme
Plantations around the entire colony or private houses should be well. Trees should be planted in the future to housing groups around the tree are available in large quantities and beneficiary’s fuel / feed / to no small wooden logs obtained. Such plantations may be under social forestry programs.
Improve Environmental and Social Forestry
Where appropriate to provide local voluntary agencies with good track record in the construction of houses for the Indira Awas Yojana should be included. Construction supervision, guidance and monitoring functions can be assigned to the voluntary organizations. Particularly voluntary agencies to promote the use of clean toilets and fume-free and can be applied in the manufacture of stoves.
Participation of NGOs for Housing Scheme
A complete list of houses built in which the date of commencement and completion of constructions of the houses, the total cost for allocated a number of houses, the village where the house is located in the name of block, the beneficiaries name, address and other relevant details has to give the implementing agencies under the Indira Awas Yojana.
List of Houses under Indira Awas Yojana
After making the house under the indira awas yojana the district rural development agency should ensure that a board was put out of the house on each clearly written that the house is built under the IAY scheme. Insignia of the Indira Awas Yojana, the beneficiary's name and year of manufacture must also be written.
Housing scheme and Logo Display Board
State officials are looking to work at the headquarters of the Indira Awas Yojana districts must visit regularly and must ensure the implementation of the program is satisfactory and is in conformity with the procedure prescribed houses. Similarly, District, Sub-division and block levels in remote areas of the officers visited workplaces should monitor closely all aspects of the Indira Awas Yojana. List an inspector, the state-level officials from the block level for each observation is the minimum number of field visits, should be prepared and it should be strictly followed.
Monitoring and Surveillance of Houses under IAY
Most state report / return should set the district through which can monitor the execution of IAY and for accurate monitoring of the Indira Awas Yojana DRDAs / district councils get through appropriate reports and returns. Monitoring program for rural development programs at the state level will be the responsibility of the State Level Coordination Committee. Rural and Employment Ministry always a representative or nominee should be called to participate in committee meetings.
Ø Each subsequent month in 10th day Performa - 1 fax / e-mail / NICNET should be submitted by the MPR.
Ø Each subsequent year until April 25 to submit a detailed annual progress report should be.
States/Union territories to Indira housing scheme on the implementation of most evaluation studies must undergo. Concurrent evaluation by the Government of India as well as the States / Union Territories detailed study conducted by reputable institutions and organizations on matters arising from the properties of the defects can be made by the evaluation study. States / UTs have made copies of the report of the evaluation studies should be presented to the Government of India. These evaluations studies or on his behalf by the Government of India and the concurrent assessment based on observations made in the States / UTs have the corrective action can be taken.
Evaluation Study about Implemented Scheme
It is most important that the centrally-sponsored schemes are implemented properly and they are misused and other irregularities. The various stages in the implementation of the Indira Awas Yojana are an urgent need for more transparency. It is essential that people are mainly information about all aspects of the implementation of the programs appear to be the rule. Confidentiality of information should be the exception. Village, block and district level program, a list of items for more transparency lane, with respect to which information should be made available to people with inevitable is given below. This list is not complete example of items and overall.
Transparency in Implementation of Indira Awas Yojana
Ø List of people below the poverty line in the village.
Scheme Facility in Village Level
Ø Indira Awas Yojana beneficiaries identified during the previous year and the current year's list, the SC / be-caste, women beneficiaries and persons with disabilities are detailed.
Ø Allocation under the Indira Awas Yojana village.
Ø IAY guidelines / criteria for the selection of beneficiaries.
Ø IAY houses allocated display sign board.
Ø The details of the houses on the block started mentioning the cost source of funds and implementing agencies.
Scheme Facilities under Block Level
Ø Access to muster roll.
Ø Funds for the scheme village wise distribution
Ø In the implementation of IAY allocation / availability of funds and progress.
Ø Block wise and village wise distribution of funds under the IAY plan
Scheme Facilities under District Level
Ø Including the selection of IAY month block / village level criteria of distribution of funds.
Indira Awas Yojana is a Centrally Sponsored Scheme funded by central and state governments on the basis of cost sharing ratio is 80.20. In the case of Union Territories under the scheme, all resources are made available by the Government of India.
Funding Method in Awas Scheme
Indira Awas Yojana States / Union territory allocation of central assistance to the number of poor in the country of the Union State is based on the ratio of the number of poor. In this respect, were prepared by the Planning Commission poverty estimates are used for this purpose. A State / UT difference IAY district criterion for allocation of funds to the State / UT for the district rural SC / ST ratio. Allocation of these funds annually by the Government of India on the basis of objective criteria will be as funds become available. Resources of a district shall not be allowed to move to another district. Resources of a district shall not be allowed to move to another district.
Resource Allocation Criteria
Indira Awas Yojana funds at the district-level DRDAs / district councils are made. Central assistance to the District Rural Development Agencies will be released in two installments per year, provided that they meet the following conditions.
District Rural Development Agencies Receiving Central Assistance
Ø The first installment is released at the start of the financial year. It depends on the previous year and the second installment payment is claimed to be released. However, before the release of the final installment of the previous year will be necessary to meet this condition.
Ø District in the prescribed format, rural development agencies, according to the format of III funds to the districts will be issued when the following conditions be met:
1. While applying for the second installment of 60% of the total funds, ie the balance of the year and the funds etc. which also include the part, are already using.
2. That surplus in the district in the year preceding the total balance of DRDA district should not be more than 25% of the allocated amount. If the balance exceeded the central portion of the second installment will be deducted at the time of release.
3. District Rural Development Agencies for the fiscal year to be informed of the provisions of the state. Central to release the District Rural Development Agencies. Provision will be in proportion.
4. State due to the date of application for the second installment which all contributions, including contributions of the previous year, should be released. In the event of a decrease in the fraction of the amount corresponding to the central portion (ie the fraction four times) will be deducted from the second installment.
5. The previous year's audit report to be submitted to the District Rural Development Agency.
6. For the foregoing attached by DRDA submit utilization certificate in the prescribed form to be 4.
7. District Rural Development Agency, the official body that has been approved by the Annual Plan.
8. All progress / monitoring reports have been sent.
9. Embezzlement of funds is not the certificate must be presented.
10. The certificate must be submitted to the inter-district transfer of resources is not.
11. Applied from time to time and any other conditions must also be followed.
Ø The second installment of the amount will depend on the duration of use to report. Based on receipt of the full proposal for the second installment of the second installment amount will be decided as follows.
In the month of proposals:
|Of the allotted fund
|Of the allotted fund
|Of the allotted fund
|Of the allotted fund
Ø Kinnaur, Lahaul and Spiti, Leh, Kargil, Andaman and Nicobar Islands and Lakshadweep such districts / UTs and other Ythanirnit areas where work is limited to the season. The state also can be released in a fraction of a single installment. The state will also release a fraction of a single installment. In the case of these districts which funds are released in one installment. After the release of funds to meet the conditions will be specified.
District Rural Development Agencies in respect of the accounts of the District Rural Development Agencies Rkrkv for them by the Ministry of Rural Areas and Employment is determined by compliance with accounting procedures. The previous year's accounts finalized DRDA connection or before June 30 by the general body of the audit have been. DRDA connection as permitted by the General Body of the copies of the audit report on or before September 30 will be sent to the State Governments. Appropriate procedures to be followed by other processes and the Articles of Association Rules to be completed by the District Rural agency in addition to expectations.
Maintenance of Accounts IAY
The central portion of the funds and the state fraction IAY) DRDAS any nationalized / scheduled or cooperative bank or postal account and the account will be credited to another.
Separate bank account for IAY
Here I had provided you complete information regarding to the Indira Awas Yojana (IAY) under the Ministry of Rural Development (Government of India) If you need more information visit to the official website http://iay.nic.in/ or get the contact list of departmental person through the http://iay.nic.in/netiay/contact-us.aspx webpage.